Advice if you are working and claiming Universal Credit

If you are in work, earnings will affect how much UC you will be paid. Earnings can come from a contracted job, agency work, seasonal and casual work or from being self-employed. Under UC, earnings are not averaged out over the year.


If you are paid every calendar month

If you’re paid monthly by your employer on the same date each month, you will get one payment of earnings within a UC assessment period. As long as your earnings and personal circumstances stay the same, then your UC payments should stay the same. If your income changes from month to month then your payment will change to reflect that.


If you are paid every 4 weeks

If you’re paid every 4 weeks by your employer, you will get one payment of earnings for each UC assessment period for most of the year. You will usually get 2 payments of earnings within an assessment period once a year.

Depending on the amount you get paid, this may affect your UC.

When you get 2 earnings payments within an assessment period, your income may be too high to qualify for UC in that month. If this happens, you will be notified that your income is too high and you will no longer get UC.

If you do not qualify your claim will stay open for 6 months to allow for reassessment of new earnings details in each new assessment period.

You will need to be prepared for a month when you have more than one earnings payment in your assessment period, and budget for a potential change in your UC.


If you are paid every 2 weeks

If you’re paid every 2 weeks by your employer, at certain points throughout the year you will get 3 payments of earnings within a UC assessment period.

Depending on the amount you get paid this may affect your UC. When you get 3 earnings payments within an assessment period, your income may be too high to qualify for UC in that month. If this happens you will be notified that your income is too high and you will no longer get UC.

If you do not qualify your claim will stay open for 6 months to allow for reassessment of new earnings details in each new assessment period.

You will need to be prepared for a month when you have more than one earnings payment in your assessment period, and budget for a potential change in your UC.


If you are paid weekly

If you’re paid weekly by your employer, you will get either 4 or 5 payments of earnings within a UC assessment period. Depending on the amount you get paid this may affect your UC. When you have 5 weekly earnings payments within an assessment period, your income may be too high to qualify for UC in that month.

If this happens you will be notified that your income is too high and you will no longer get UC. If you do not qualify your claim will stay open for 6 months to allow for reassessment of new earnings details in each new assessment period. You will need to be prepared for a month when you have more than one earnings payment in your assessment period, and budget for a potential change in your UC.


Speak to your work coach if there is a gap in your UC payments and you need help to budget and manage your money more effectively