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Your voice, your choice! If you can’t make decisions for yourself who do you want to make them?
Some people are unable to make decisions for themselves due to health or disability. If this happens it’s important that you get the person you want making decisions for you.
Most of us assume that as mums / dads, sons / daughters we will automatically have the right to make decisions on behalf of our loved ones. This is not the case!
For someone to have the legal power to make decisions on your behalf they must be appointed as your Power of Attorney or Guardian.
Talk to your partner, your mum or dad, your kids and “Start the conversation” before something happens.
Power of Attorney is used where someone suddenly loses capacity, as a result of an accident, dementia, stroke or other illness.
If you lose capacity, it means that you are no longer able to look after your own financial and personal affairs. Losing capacity can mean many things. These include being:
Most people will get a solicitor to help them draw up the paperwork needed.
How much does it cost?
Costs vary depending on the solicitor you use but costs are between £200-£500. Legal aid can be complex but if you qualify you could pay nothing for your PoA.
PoA is not just for older people, anyone over 16 can grant PoA and it is recommended that people over 30 do so. If being used as a ‘rainy day’ document and you don’t need the powers immediately the PoA can just be stored in a safe place (for example at your solicitors office). If you wish for your attorney to act immediately the document must be registered with the Office of the Public Guardian
If PoA have not appointed in advance, and you lose the capacity to make your own decisions, then the courts have to appoint someone to be your Guardian. While there are processes for family members to apply for Guardianship after someone has lost capacity, it is a long and expensive process, requiring a court hearing. The cost of applying to have a guardian appointed is in the thousands and can take up to 12 months or even longer.
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